Investment Loans
Save Your Money, Use Our Money & Beat The Taxman

Your credit union offers investment loans to our members to finance investment purchases. An investment loan is a personal loan with tax advantages. The interest expense incurred on the borrowed amount may be deducted when filing your income tax return. This is a dollar for dollar tax deduction from taxable income.

Theory states that it is easier to pay a loan than to build up a savings account. Use your money to secure your loan and save again with a fully secured interest rate reduction.

RRSP Loans

Top up your *RRSP with a credit union top up loan.

Our rates and terms are flexible.

Disability and Life Insurance also available to qualifying members.

*RRSP loans do not qualify for the interest expense tax deduction for income tax purposes, an RRSP is already tax advantaged.